BANKRUPTCY ATTORNEY SEATTLE AND KENT

What do you need to know before you decide to file bankruptcy? That is an important question. before you file bankruptcy, make sure that it is the right solution for your financial problems. make sure that you are comfortable with you bankruptcy attorney. And make sure that you understand the bankruptcy process.

I’ve helped hundreds of people file bankruptcy. In my experience, the best client is an informed client. A good bankruptcy attorney explains the process to their client and makes sure that their client understands the risks and benefits of filing bankruptcy. The purpose of this website is to help you make an informed decision about filing bankruptcy. If you have questions for a Seattle bankruptcy attorney about whether bankruptcy is right of you or you want to start the bankruptcy process, then we can meet for a free in-person consultation.

Is Bankruptcy Right For You?

Stop Creditor Harassment – When you file bankruptcy, the automatic stay stops the harassment. No more phone calls, letters, collection notices, and negative reports to the credit bureaus.

Stop Foreclosure – Save your home. A chapter 13 bankruptcy forces your mortgage creditors to stop a foreclosure and let you make up missed payments.

Stop Garnishments – Bankruptcy stops garnishments immediately.

Protect assets – The fear of losing property keeps many people from filing bankruptcy. The reality is that very few people lose property if their case is done right.

Mortgage Stripping – If you have a second mortgage, then you may be able to get it discharged.

Get Your Driver’s License Back – If your license is suspended because of unpaid tickets or because you were an under-insured motorist, bankruptcy can get your license back in a matter of days.

The Bankruptcy Discharge – The discharge erases your legal obligation to pay a debt and gives you a financial fresh start.

---

What Kind of Case Will You File?

Chapter 7 – The most common type of bankruptcy, because it is the least expensive, the fastest, and works for individuals and businesses.

Chapter 13 – A debt reorganization plan that works when chapter 7 isn’t available. It also works to take care of non-dischargeable taxes, child support, alimony, and can save your house from foreclosure.

Chapter 11 – Used by businesses and highly leveraged individuals to reorganize their debts or to remain in control during asset liquidation.

Chapter 12 – A debt reorganization plan designed exclusively for family farmers and fishermen.